Health Savings Account

Health Savings Account

A Health Savings Account (HSA) is a tax-advantaged savings account that allows you to set aside money for qualified medical expenses, provided you are enrolled in a high-deductible health plan (HDHP). 

Flexible Spending Account

A flexible spending account (FSA) is a special savings account, funded through pre-tax payroll deductions, that allows you to pay for eligible medical, dental, vision, or dependent care expenses with money that isn’t subject to federal, state, or Social Security taxes.

Flexible Spending Account

Dependent Care FSA

Dependent Care FSA

A dependent Care FSA (DCA) is a flexible spending account that allows you to set aside pre-taxed dollars for dependent care expenses.

HSA Contribution Limits 2026

Set by the IRS. Remember to stay within these limits to avoid penalties:

Single limit for 2026: $4,400

Family limit for 2026: $8,750

Age 55 and older can make an additional $1,000 catch-up contribution

Eligible HSA Expenses

FSA Contribution Limits 2026

Set by the IRS. Remember to stay within these limits to avoid penalties:

Health Care FSA single and family limit: $3,400

Dependent Care FSA: $7,500 ($3,750 if you are married filing a separate tax return)

Eligible FSA Expenses

Two Ways to Enroll!